VAKHRUSHEV, P.A. TWO-FACTOR AUTHENTICATION USING A EMV CHP CARD. Perm Federal Research Centre Journal, [S. l.], n. 2, p. 17–19, 2015. Disponível em: https://journal-dev.icmm.ru/index.php/pscj/article/view/PSCJ2015n2p3. Acesso em: 6 may. 2026.